Upload your cyber insurance policy and get a plain-English report on your coverage, gaps, and the questions to bring back to your broker.
Three steps from policy upload to plain-English report.
Drop in your cyber insurance PDF. Files up to 25MB are supported.
We read every clause and flag the gaps, exclusions, and red flags worth bringing to your broker.
Plain-English analysis emailed to you, typically within 10 minutes.
Every PolicyClear review is delivered as a styled PDF with the structure below — section by section, with the exact language to bring back to your broker.
Preview · excerpt from the report
Section 3 of 6
Trust & privacy
Cyber insurance policies contain sensitive business information. Here is how we handle yours.
Your policy file is deleted within 24 hours. Your report is retained until you request deletion or for 12 months, whichever comes first.
Files are encrypted in transit and at rest using industry-standard AES-256. Stored only as long as needed to generate your report.
Your policy and analysis are processed in isolation. Your data is never combined with other customers' data, used to train models, or sold or shared for marketing.
ChatGPT is a general-purpose tool that depends on how you ask. PolicyClear is built specifically for cyber insurance policies, with structured analysis you don't have to know how to request.
Three differences in practice: First, every report follows the same proven structure — headline, critical issues, moderate issues, hidden gotchas, policy snapshot, and broker questions — so nothing important gets skipped. Second, the analysis is grounded in real policy patterns and market norms (settlement hammers, war exclusions, vendor coverage definitions, sub-limit structures) that a generalist tool won't flag unless you know to ask. Third, you get a styled PDF you can forward to your broker, not a chat transcript.
The short version: ChatGPT can summarize a policy if you know exactly what to ask. PolicyClear tells you what you should have asked.
Right now, PolicyClear is built specifically for cyber insurance policies. Other commercial lines are coming soon.
Most reports are delivered within 10 minutes of payment. In rare cases of high load or unusually long policies, delivery can take up to 30 minutes.
No. PolicyClear gives you a clearer understanding of your policy and better questions to ask, but only a licensed broker can bind, modify, or quote new coverage. Use the report as preparation for your next broker conversation.
Your policy file is encrypted in transit and at rest using AES-256, used only to generate your report, and deleted within 24 hours of analysis. The report itself is retained until you request deletion or for 12 months, whichever comes first. Email support@policyclear.io to request deletion at any time.
Yes, if there's a technical issue. If your PDF couldn't be analyzed or your report didn't deliver, email us at support@policyclear.io within 30 days for a full refund. We don't offer refunds based on dissatisfaction with the report's content — it's an automated analysis for educational purposes, not formal advice.
Password-protected PDFs cannot be analyzed. Remove the password from the file (most PDF readers do this in a few clicks) and upload again. You will see a clear error message if we detect one.
PolicyClear is designed for small to mid-sized businesses — roughly under 500 employees and under $50M in revenue. Larger organizations typically have brokers and in-house risk teams better suited to the depth of analysis required.
$149 · Delivered in minutes · Files deleted in 24 hours